But the Charles Sturt University (Wagga) student, about to embark on her second year of a medical radiation degree, had a helping hand along the way.

Earlier this year she, along with 24 others, received a Goulburn and District Education Foundation (GDEF) scholarship.

“I’d definitely recommend it,” the former Trinity Catholic College student said.

“You don’t realise how handy it is until you’re at uni and noticing all this money coming out of your bank account.”

The scholarship helped pay for text books, a hefty cost for tertiary students.

The Foundation is calling for applications in this round.

Chairman Guy Milson said the scheme was open to school leavers up to the age of 21 who were “highly motivated, goal oriented and who demonstrated financial need.”

“We’d like people to apply and give it a go. What have they got to lose?” he said.

“The program covers Goulburn and district so if you live anywhere in this area, we want to talk to you.”

This year, the 25 scholarships helped young people through TAFE and universities from Sydney, Canberra, Newcastle and Armidale, among others. The funds also helped three people through apprenticeships and employment opportunities.

The program is part of the Country Education Foundation and is supported by government, private donors from Goulburn and elsewhere, sponsors, including major backer, Origin Energy. Goulburn based firm Boyce Accounting also devotes considerable time to the scheme.

Application forms are available on the GDEF website or from Boyce accountants in Montague St. They should be lodged by January 23. Interviews will be conducted on January 27 and a presentation to the successful applicants on February 6.

Meantime, Caitlin is pondering her future career. Next year she will specialise in nuclear medicine and once finished her degree, hopes to work in a rural area.

She can apply for Foundation funding again next year if she wishes. 

Mr Milson has some words of advice for prospective applicants.

“They must think of the lure of success rather than the taint of defeat,” he said.

“We urge people to get in early.”

For more information, call Mr Milson on 0407 48 2929.